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For partners

Stock the bikes. We finance them.

Partner with Mobifarm and turn every rider who walks onto your forecourt into a closed sale — with financing underwritten, paid direct to you, and handled entirely by us.

Why dealers work with Mobifarm

Most riders can afford a bike over time but not upfront. Without financing, they walk. Mobifarm lets you sell to the 80% of riders who couldn't buy from you last month — with zero credit risk to your business.

What you getWhat it means
Same-day decisionsUsually within two hours of the rider applying. No more losing deals to slower lenders.
Direct disbursementOnce the loan is approved, we pay you directly by bank transfer. Usually next business day.
Commission per loanA structured commission on every funded loan, paid monthly. Subject to first-payment performance.
Training and supportYour staff get trained on our application process. A dedicated Mobifarm officer is assigned to your forecourt.
Co-branded marketingFlyers, posters, and radio spots mention your dealer name. You become known as a Mobifarm partner in your town.
No credit riskThe credit risk sits with us, not you. You sell the bike, we take the loan.

Already know you want in? Skip the form — WhatsApp our partnerships team directly for a 10-minute conversation.

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What we look for in a partner dealer

How the onboarding works

  1. Apply. Fill in the form below. A partnerships officer will call you within two business days.
  2. Dealer visit. We visit your forecourt to meet the team, see the stock, and understand how you operate.
  3. Due diligence. We verify your business registration, KRA compliance, and references. Usually 3–5 days.
  4. Partner agreement. Signed commission structure, training schedule, and operational SLA.
  5. Launch. Your staff get trained, co-branded collateral is delivered, and you start processing Mobifarm applications usually within three weeks of first contact.
Dealer economics On an average boda-boda loan, a partner dealer earns commission at disbursement plus a performance bonus if the rider keeps paying on schedule. Our best-performing dealers are doing 15–30 financed sales per month, on top of their cash sales.

Apply to become a dealer

Fill in the details below. A Mobifarm partnerships officer will call you within two business days.

Be honest — we use this to shape commission and support, not to disqualify.

By submitting, you agree we may contact you about your application. We don't share your details with any third party.

Questions dealers ask

How is commission paid?

Commission is a percentage of each funded loan, paid monthly into your bank account. The exact rate is confirmed in your partner agreement and varies with volume. High-performing dealers earn more per unit; new partners start at the standard rate.

What happens if a rider I referred defaults?

Default is our problem, not yours — the credit risk is entirely Mobifarm's. However, if first-payment defaults on loans you originated spike above a threshold, we'll review together to understand why. The reward structure is designed to align our interests without penalising you for ordinary risk.

Do I have to deal with repayments?

No. Once the loan disburses, all repayment handling is Mobifarm's. The rider pays us, not you. You go back to selling bikes.

Can I refer riders even without being a partner?

Yes — message us on WhatsApp and we'll register you as a referral source. Commission structure is different from the full partner agreement but the door is open.

Prefer to speak first?

Message our partnerships team on WhatsApp. We're happy to answer questions before you commit to anything.

Message partnerships team